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Student Loan Collections

With FMA, you get a best-in-class student loan collections platform, strengthened by more than 36 years of experience. FMA recognizes that educational institutions must be attentive to keeping a positive, trust-based relationship with their borrowers. Our ethical collection approach strives to help borrowers find repayment options that help to get back on track.

Our ethical approach to collections assures you that borrowers are treated with the utmost professionalism and the image of our clients is maintained above all else. We realize that these students are our future.
FMA services nation’s largest student loan service.



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Compliance. Respect. Results.

FMA leverages an industry-leading compliance team:

  • Accredited by the BBB
  • 2015-2019 BBB Award of Excellence
  • 2015-2019 BBB Winner of Distinction
  • A+ Rating from BBB
  • ACA Certified
  • PPMS Certified
  • CFPB’s Small Business Regulatory Enforcement Fairness Act ("SBREFA") panel


FMA’s has the industry’s most advanced call analysis, monitoring and recording, quality assurance and compliance audits, and consumer compliant management, as well as training related to federal, state and local regulations. FMA will protect your brand from expensive violations and a tarnished reputation by promoting respectful and compassionate customer service and interaction. With a 99.99% customer satisfaction rate based on complaint-to-contact ratio, FMA successfully drives compliance adherence at all levels.



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Technology. Security. Integrity.

Data security is core to FMA’s business standards, and we take an aggressive stance on protecting the information our clients entrust to us. FMA is your partner with extensive capabilities to mitigate potential security breaches and safeguard your data. FMA has made substantial cutting-edge investments in data security that most of our competitors simply cannot afford. We uphold the integrity of our systems, and you and your consumers’ data